Cover – the liability of a given legal entity for material and non-material damages caused to third parties because of the usage of a product, which has been manufactured, sold, delivered or fitted by the insured legal entity. It is essential to emphasise that the cover can be expanded to foreign territories as far as manufacturers exporting their products are concerned. This in turn influences the amount of the insurance premium.

In some trades the law provides for liability by the professionals practicing them in case they fail to perform their professional obligations. Depending on the various types of professions, additional security can be obtained and everyone practicing a given profession can insure their professional liability.

The covers include every claim for damages inflicted because of non-performance of a professional obligation, as a result of negligence or mistake. According to the specific field of activity of the client, “VIGOROUS” EOOD Insurance Broker can provide cover for the various kinds of professional liabilities. “VIGOROUS” EOOD Insurance Broker offers its clients the following insurances of professional liabilities:

• Liability of the lawyer
• Liability of the assignee
• Liability of the private judicial enforcer
• Liability of insurance brokers and insurance agent
• Liability of the shipping agent
• Liability in planning and construction business
• Liability of the tour operator
• Liability of the notary
• Liability of the certified expert-accountant
• Professional liability of doctors and medical staff

Cover – a third party liability of a legal entity or a physical entity – merchant in the meaning of the Trade Act specified in the policy, hereinafter referred to as “Insured entity”, against damages caused to third parties. Covers – bodily harm (incl. death, disease or loss work capacity) and/or damages to property, which were inflicted during the term of validity of the insurance and took place on the territory of the Republic of Bulgaria, or during a temporary (not longer than 30 days) stay on business of the Insured entity.

• all expenses for settling claims on the above section made with the written consent of the insurer
• all amounts that the Insurer will be obligated to pay on the basis of the law and on the grounds of claims by third parties as a compensation for an insurance event covered by the present insurance